MAXIMUM INTEREST

Earn 6.17% APY*

On your first $10,000 balance when the following conditions are met during the statement cycle^₁:

$500 in direct deposits AND 12 posted debit card purchases²
Earns interest on all balances
Free eStatement or $3 Paper Statement Fee
Free MoneyPass ATM withdrawals³
$8 Monthly Maintenance Fee waived when a $200 average monthly ledger balance is maintained

If premium interest rate conditions are not met, and for balances over $10,000 when premium interest rate conditions are met, you will earn 0.01% APY.

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^{*Annual Percentage Yield (APY) effective as of: 12/1/2023 1) If premium interest rate conditions are not met, and for balances over $10,000 when premium interest rate conditions are met, you will earn 0.01% APY. Rates are subject to change without notice at any time at the discretion of Frandsen Bank & Trust. Fees may reduce earnings. Minimum balance to open the account is $50.00. 2) Excludes Automated Teller Machine (ATM) withdrawals. Posted debit card purchases do not include pending or pre-authorized purchases. 3) A $2 withdrawal fee will be assessed on all non-MoneyPass ATM withdrawals. In addition, non-MoneyPass ATM operators may assess a surcharge fee.}

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